Buying a home
Buying a home with us
How to buy a home with us in 5 easy steps.
1. GET DU APPROVED
2. START SHOPPING
3. PLACE A WINNING OFFER
4. OPENING ESCROW
5. CLOSE OF ESCROW AND YOU’RE HOME
Conventional loans will typically offer the best rates. However, their credit underwriting guidelines are not as favorable as FHA. We also offer DPA(Down Payment Assistance) that works in tandem with FHA and select conventional products. This allows you to purchase with $0 down. We look at all loan options to determine the right product for your particular scenario. Once we are sure you are ready to go we then have your loan directly underwritten. This means all we will need to do is find a home that is satisfactory and you are ready to close. Basically, your loan is fully approved pending the verification of the appraisal data and home inspection. This also makes you a much stronger candidate when placing your offer. Which is hugely important in a competitive market.